Prohibited Transactions

The following is a list of prohibited transactions. A prohibited transaction is a transaction that is a direct compliance violation of the card association regulations.

The list is as follows:

• Processing transactions to cover previously incurred debts (Visa allows if existing debt transactions are identified properly and account is not in collection) or bad debt such as bounced checks or payment for returned merchandise.
  
  
• Processing a sale on a previously charged back transaction
  
  
• Accepting transactions that are declined by the authorization by the authorization center
  
  
• Attempting multiple authorization request following a decline
  
  
• Using a split sale to avoid authorization
  
  
• Giving cash to the cardholder
  
  
• Delivering goods or performing services after notice of a cancellation by the cardholder of a pre-authorization order
  
  
• Billing card after notice of cancellation of recurring payment
  
  
• Submitting transactions to one or more processors/financial institution for payment before or after you input at iPayline terminal